Cape Coral Car Insurance Information
Of all the cities in the State of Florida that have the most expensive rates of auto insurance, Cape Coral is ranked at the 72nd position. This indicates that vehicle owners of Cape Coral, Florida pay $1206 more for auto insurance premiums than the average auto insurance of Florida State and $373 above national average.
The annual average rates of auto insurance in Cape Coral, Florida is approximately $1,273/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy.
The table below clearly shows the average auto insurance cost of Cape Coral, Florida State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN Cape Coral
In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in Cape Coral. It’s also worth noting that the rates of car insurance tend to vary depending on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies.
For instance, in Cape Coral, Florida the firm with highest auto insurance quote was American Family with a monthly rate of $546 while the firm with the cheapest auto insurance quote that was Progressive Insurance with a rate of $79. Therefore, we encourage our customers to obtain auto insurance quotes from a minimum of 3 car insurance firms so that they can make a comparison on the rates and select the most affordable auto insurance coverage.
To make things even easier for you, we’ve made a list of the top 6 cheapest auto insurance firms in Cape Coral together with their monthly auto insurance rates in the table below.
| Rank | Car insurance company name | Annual Rate |
|---|---|---|
| 1 | American Family | $546 |
| 2 | Mercury | $228 |
| 3 | Direct Auto | $190 |
| 4 | Travelers | $161 |
| 5 | Progressive | $79 |
Cape Coral Car Insurance Rate by Zip Code
Data recorded in the above table compares various rates of auto insurance in Cape Coral by the zip codes. We’re trying to give an explanation of how auto insurance rates tend to change from one zip code to another.
For instance, in Cape Coral, Florida the average rate of auto insurance is $1563 at 33993 zip code whereas the average rate of auto insurance is $1568 at 33909 zip code. We can clearly note that there is a price increase of about $4/ year as zip codes in Cape Coral change. Some factors that cause zip code to affect auto insurance rates in Cape Coral include; uninsured motorist, theft and crime.
Therefore, it’s essential that you select the correct zip code when searching for auto insurance so that you get the most affordable rate of auto insurance in Cape Coral Florida.
Luckily, this is exactly what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheap auto insurance in Cape Coral.
| Cape Coral Zip Codes | Average Rate($) |
|---|---|
| 33904 | 1567 |
| 33909 | 1568 |
| 33914 | 1567 |
| 33990 | 1568 |
| 33991 | 1567 |
| 33993 | 1563 |
Cape Coral CAR INSURANCE RATES BY AGE
| Age | Women ($) | Men ($) | Average ($) |
|---|---|---|---|
| 60 | 2433 | 2479 | 2456 |
| 35 | 2715 | 2655 | 2685 |
| 25 | 2973 | 3178 | 3075 |
| 17 | 7236 | 8722 | 7979 |
The table below contains data that compares the rate of auto insurance in Cape Coral for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and how they change with the driver’s age.
For instance, in Cape Coral, the average auto insurance rate for 25 year old male drivers is $3,178 whereas the average rate of insurance for women of the same age range decreases to reach $2,973. Additionally, the car insurance rate for 35 year old female and male drivers is almost similar costing about $2,650 / year.
We can clearly see a huge decrease in price ($390/ year) while the age range of the driver moves from 25 years to 35 years. Additionally, Cape Coral auto insurance quotes within the age range of 35 to 60 years becomes stable costing approximately $2,500 for both genders. You can therefore obtain the cheapest auto insurance rate within this age range.
We’ll help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Cape Coral, Florida.
